Everything a money exchange needs
The main features are in every plan; backup and Excel files come with the paid plans. Here is what SarafCloud does, from the first deposit of the morning to the cash count at night.
Customers and statements
One page per customer, with every transaction and balance.
- Name, father's name, phone, address, photo and ID document
- Balances in every currency, with debt limits
- Statements for any dates, as PDF, Excel or WhatsApp
- Settle a hisab: the statement starts again from the agreed balance
- Customer link: the customer sees their own balance on their phone, with a PIN
- Pinned customers and fast search
Money in, money out and transfers
The daily work, done in a few taps and always balanced.
- Deposits and withdrawals, with an optional fee
- Transfers from one customer to another
- Moves between cash boxes and bank accounts
- Numbered receipts, printed or sent on WhatsApp
- How the money moved: cash, bank, cheque or hawala
- Edit within 1 hour and delete within 1 day, with a reason (times can be changed)
Exchange and rates
Rates entered once and used everywhere.
- Daily buy and sell rates for every currency pair
- Rate history and trend charts
- Exchanges for walk-in customers or on account
- Rate profit worked out on every exchange
- Currency position: what you hold in each currency and its value
- Limits on a currency position, with alerts
Hawala
Outgoing and incoming hawala with your partner sarafis and between your own branches.
- Hawala number and secret code
- Waiting to be paid, paid and cancelled, at a glance
- Pay out to the receiver from cash or onto an account
- Forward an incoming hawala to another saraf
- Partner statements and balance agreement
- Each branch keeps its own hawala numbers
Cash, treasury and expenses
Know exactly where every afghani and dollar is.
- Several cash boxes and bank accounts per branch
- Opening balances and capital
- Cash closing every evening, with any difference recorded
- Expenses by category: rent, salary, bills and more
- Cheques with due-date reminders
- Unknown money, held until its owner is found
Reports and control
See how the business is doing and catch mistakes early.
- Profit and loss for any period, with a daily chart
- Customer dashboard: old debts, biggest debtors, inactive customers
- Debt aging: how long each debt has been open
- Partner sarafs: what each one owes or is owed
- Smart alerts: large amounts, split payments, many deletions
- Journal by day and a full activity log
Team and branches
Everyone works on the same books, each with the right access.
- Roles: admin, cashier and viewer
- Branches with their own cash boxes
- Cashiers see and move only their branch's cash
- The screen locks after a time without use
- Admins can switch users off and move them between branches
- Cashiers can enter dates only within a set window
Offline work and backups
Built for days without internet and for the day something goes wrong.
- Work without internet for up to 180 days
- A sync page shows what is waiting and what was refused
- Prepare a device for a long time without internet
- Monthly encrypted backups and yearly archive files
- An offline viewer opens backups without the website
- Year closing: past years locked and kept
Made for sarafis
The details that matter in a sarafi's shop.
- Dari, Pashto and English, right to left where needed
- Shamsi calendar, or Miladi if you prefer
- Afghani, dollar, rupee, euro, dirham, rial and more
- Currency names written out, not only codes
- Install on the phone like an app
- Dark mode for evening work
A look inside
Real screens from a demo shop.
See SarafCloud with your own eyes
Send us a message. We show you the demo, answer your questions and set everything up for you.